![]() USAlliance Financial : 5.25% APY for 18-month CDsĬome with the $500 deposit minimum requirement and you can earn 5.25% APY on your 18-month CD at USAlliance. Just be sure to maintain a daily balance of $0.01 to make the APY on your balance. There is a $500 deposit minimum required to open this CD from Republic Bank. Just make the minimum deposit of $500 and be ready for the auto renewal at the end of the term, which could come without this high promotional offer. BrioDirect : 5.25% APY for 12-month CDsįor new accounts with BrioDirect, a division of Webster Bank, a 12-month CD here can generate one of the best available rates today at 5.25% APY. ![]() If you have that kind of cash available to deposit, then this one might just be for you. The high rate attached to this CD from Finworth, a division of INSABANK, is only available with a minimum deposit of $50,000. The following banks and credit unions offer CDs with rates well above 5% APY. For banks, this impact is significant: Because rising rates impact overall borrowing costs, banks typically alter their rates on CDs to attract new deposits and remain competitive. The Fed raised interest rates repeatedly this year.
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